| FIXED RATE LOANS: |
- Up to 125% financing for qualified borrowers
- Terms up to 84 months on new* vehicles for loan amounts $25,000 and over
- Terms up to 72 months for new* vehicles for loan amounts $15,000 and over
- Terms up to 60 months for all other new* vehicles
- Minimum loan amount on used vehicles is $5,000
- Terms up to 72 months on used vehicles up to 4 years old for loan amounts $18,000 and over
- Terms up to 60 months on all other used vehicles
- Make your payment via payroll deduction or automatic payment from a Benchmark Savings or Checking Account with direct deposit and receive .25% off of qualified loan rate
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| VARIABLE LOANS: |
- Up to 125% financing for qualified borrowers
- Finance a new* or used vehicles
- The rate is variable, which means it will rise or fall along with the Prime Rate. However, it cannot be adjusted more than 2% from the original rate
- The monthly payments will remain fixed for the life of the loan. Therefore, the term may be extended or shortened depending on the rise or fall of the interest rate.
- Terms and minimum amounts are the same as fixed rate auto loans
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| TITLE LOANS: |
- Up to 125% financing for qualified borrowers
- Minimum loan amount is $2,500
- Use your “clear” title as collateral for a loan and take advantage of our low rate.
- Funds can be used for whatever your needs are
- Terms up to 72 months on loan amounts $18,000 and over on vehicles up to 4 years old
- Terms up to 60 months on all other vehicles
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| MOTOR HOMES: |
- Up to 125% financing for qualified borrowers
- Minimum loan amount $2,500
- Finance both NEW & USED Motor Homes & Travel Trailers
- Terms up to 120 months for amounts financed over $30,000.
- Terms up to 84 months for amounts financed $21,001 to $30,000
- Terms up to 72 months for amounts financed $20,000 and less
- Maximum $1,000 deductible on Comprehensive and Collision Insurance
- Full year insurance coverage required
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| *new vehicle is considered to be the current calendar year and up to 2 years old |
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