• Minimum balance required is $1,000.00; except $2,000 for 3 month CD
• Terms vary from 3 months to 5 years
• Earns competitive dividend rates
• Early withdrawal penalty may apply…
  • 6 month CD..........90 days loss of dividend
  • 1-5 year CD.......180 days loss of dividend

• Minimum balance required is $2,500
• Terms vary from 24 months to 5 years
• Earns a competitive dividend rate
• Allowed to increase or "step-up" the rate 1x during the term of the CD*

* New rate must be rate in effect on the date requested for CD rate to be increased and must be the same term as the original. This does not extend the maturity of the CD.