PERSONAL LOANS:
  • Our Personal Loan Program will meet your needs for an unsecured loan for any reason
  • Affordable payments with a loan term of 60 months
  • Easy & convenient payments by Payroll Deduction, Coupons, or Automatic Transfer from a Benchmark Savings or Checking Account
  • Benchmark does not fund business loans
LINE OF CREDIT:
  • Our Unsecured Line-Of-Credit can be used as overdraft protection against your Benchmark Checking Account
  • Minimum payment is 3% of balance at time of advance, payments are fixed until next advance and a new monthly payment will be calculated at that time
  • Easy & convenient payments by Payroll Deduction, Coupons, or Automatic Transfer from a Benchmark Savings or Checking Account
SHARE SECURED LOANS:
  • Use your BENCHMARK FCU Share Account as collateral for a loan
  • Earn interest on your shares while using them as collateral for a loan
  • This is a good way to establish credit or re-establish credit after problems with your credit
  • Maximum term is 120 months
STOCK LOANS:
  • Use owned stock as collateral for a loan.
  • Maximum loan amount is 50% of the market price, as listed on the NYSE or AMEX on the day the loan is disbursed.
  • Terms up to 48 months.

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