 | | Rates | | Account Type | Balance | Annual Percentage Rate | Annual Percentage Yield | | Regular Shares (S1) | $ 0 - $1,000 |
1.00% | 1.00% | | | $1,001 - $5,000 | 1.00% | 1.00% | | | $5,001 - $10,000 | 1.00% | 1.00% | | | $10,001 - $25,000 | 1.15% | 1.16% | | | $25,001 $ Higher | 1.30% | 1.31% | | IRA Shares (S2) | $0 - $1,000 | 1.00% | 1.00% | | | $1,001 - $5,000 | 1.00% | 1.00% | | | $5,001 - $10,000 | 1.00% | 1.00% | | | $10,001 - $25,000 | 1.15% | 1.16% | | | $25,001 $ Higher | 1.30% | 1.31% | | Clubs (S8/S9) | $0 - $1,000 | 1.00% | 1.00% | | - Vacation | $1,001 - $5,000 | 1.00% | 1.00% | | - Christmas | $5,001 - $10,000 | 1.00% | 1.00% | | | $10,001 - $25,000 | 1.15% | 1.16% | | | $25,001 $ Higher | 1.30% | 1.31% | | Checking (S4) | $0 | .00% | .00% | | Money Market (S5) | $1000 | 1.85% | 1.87% | |  |  |
| | | Money Maker High Yield Savings | $25,000 - $49,999 |
2.60% |
2.63% |
| | $50,000 & Higher |
2.85% |
2.89% |
| | | | | Certificates of Deposit | Minimum Balance | Annual Percentage Rate | Annual Percentage Yield | | 3 Month CD | $2,000.00 |
2.91% |
2.95% |
| 6 Month CD | $1,000.00 |
3.40% |
3.45% |
| 12 Month CD | $1,000.00 |
4.00% |
4.07% |
| 18 Month CD | $1,000.00 |
3.75% |
3.82% |
| 24 Month CD | $1,000.00 |
3.79% |
3.86% |
| 30 Month CD | $1,000.00 |
3.85% |
3.92% |
| 36 Month CD | $1,000.00 |
4.14% |
4.22% |
| 48 Month CD | $1,000.00 |
4.29% |
4.38% |
| 60 Month CD | $1,000.00 |
4.43% |
4.52% |
| Step-Up Certificates of Deposit | Minimum Balance | Annual Percentage Rate | Annual Percentage Yield | | 24 Month CD | $2,500.00 |
3.79% |
3.86% |
| 30 Month CD | $2,500.00 |
3.85% |
3.92% |
| 36 Month CD | $2,500.00 |
4.14% |
4.22% |
| 48 Month CD | $2,500.00 |
4.29% |
4.38% |
| 60 Month CD | $2,500.00 |
4.43% |
4.52% |
| *Allowed to increase or "step-up" rate 1x during
the term of the CD. New rate must be rate in effect on the date requested for
CD rate to be increased, and must be the same term as the original CD. This
will not extend the maturity of the CD. IRA CDs included
in the Step-Up CD Program. | | | | | | | | Home Equity Rates | 90% Fixed | | | Up to 84 Months |
As low as
5.50% |
| | Up to 120 Months | As low as
6.25% |
| Up to 180 Months |
As low as
6.50% |
| | Variable Home Equity | As low as
2.75% | | | | | | | | | Loan Type | Annual Percentage Rate As Low As | | Unsecured | 10.50%* | | New Vehicle Loan | 5.50%* | | Used Vehicle Loan |
5.75%* | | New Vehicle Variable Loan |
As low as
2.75% |
| Used Vehicle Variable Loan |
As low as
3.00% |
| Title Secured Vehicle Loan | 7.00%* | | Motorcycle | 7.10%* | | Motor Home/Travel Trailer | 7.10%* | | Boat | 7.10%* | | Purchase/Owned Stock | 7.20%* | | Share Secured | 5.30%* | Certificate Secured
(excludes IRAs) | 5.30%* |
*Rate quoted includes .25% Discount for paying by Payroll Deduction or Automatic Transfer from an account with Direct Deposit (except variable rate vehicle loans). Rate may vary based on individual's credit history. (Credit Bureau Score) |
| |
|
| Credit Cards |
Annual Percentage Rate |
| VISA Platinum |
7.9% - 12.9% APR* |
| VISA Gold |
9.9% - 12.9% APR* |
| VISA Classic |
12.9% - 15.9% APR* |
| MasterCard |
12.9% - 15.9% APR*
|
| *APR = Annual Percentage Rate. Rates are subject to change and based on an individual's credit history. Credit Card Rates will be reviewed on an annual basis. |
| |
