| Account Type |
Balance |
APR |
APY |
| Shares (S1) |
$ 0 - $1,000 |
0.20% |
0.20% |
| |
$1,001 - $5,000 |
0.20% |
0.20% |
| |
$5,001 - $10,000 |
0.20% |
0.20% |
| |
$10,001 - $25,000 |
0.20% |
0.20% |
| |
$25,001 $ Higher |
0.30% |
0.30% |
| IRA Shares (S2) |
$0 - $1,000 |
0.20% |
0.20% |
| |
$1,001 - $5,000 |
0.20% |
0.20% |
| |
$5,001 - $10,000 |
0.20% |
0.20% |
| |
$10,001 - $25,000 |
0.20% |
0.20% |
| |
$25,001 & Higher |
0.30% |
0.30% |
| Clubs (S8/S9) |
$0 - $1,000 |
0.20% |
0.20% |
| - Vacation |
$1,001 - $5,000 |
0.20% |
0.20% |
| - Christmas |
$5,001 - $10,000 |
0.20% |
0.20% |
| |
$10,001 - $25,000 |
0.20% |
0.20% |
| |
$25,001 $ Higher |
0.30% |
0.30% |
| Checking (S4) |
$0 |
0.00% |
.00% |
| Money Market (S5) |
$1000 |
0.30% |
0.30% |
| Money Maker High Yield Savings |
$25,000 & $49,999 |
0.45% |
0.45% |
| $50,000 & Higher |
0.70% |
0.70% |
| Certificates of Deposit |
Minimum Balance |
APR |
APY |
| 3 Month CD |
$2,000.00 |
0.25% |
0.25% |
| 6 Month CD |
$1,000.00 |
0.40% |
0.40% |
| 12 Month CD |
$1,000.00 |
0.73% |
0.73% |
| 18 Month CD |
$1,000.00 |
0.85% |
0.85% |
| 24 Month CD |
$1,000.00 |
1.09% |
1.10% |
| 30 Month CD |
$1,000.00 |
1.23% |
1.24% |
| 36 Month CD |
$1,000.00 |
1.49% |
1.50% |
| 48 Month CD |
$1,000.00 |
1.68% |
1.69% |
| 60 Month CD |
$1,000.00 |
2.07% |
2.09% |
Step-Up Certificates |
Minimum Balance |
APR |
APY |
| 24 Month CD |
$2,500.00 |
1.04% |
1.04% |
| 30 Month CD |
$2,500.00 |
1.18% |
1.19% |
| 36 Month CD |
$2,500.00 |
1.44% |
1.45% |
| 48 Month CD |
$2,500.00 |
1.63% |
1.64% |
| 60 Month CD |
$2,500.00 |
2.02% |
2.04% |
| Home Equity Rates |
90% Fixed |
| Up to 84 Months |
As low as 4.75% |
| Up to 120 Months |
As low as 5.25% |
| Up to 180 Months |
As low as 5.50% |
| Variable Home Equity |
As low as 4.00% |
| Loan Type |
APR As Low As |
| Unsecured |
10.50%* |
| New Vehicle Loan |
3.00%* |
| Used Vehicle Loan |
4.24%* |
| New Vehicle Variable Loan |
As low as 4.25% |
| Used Vehicle Variable Loan |
As low as 4.50% |
| Title Secured Vehicle Loan |
6.25%* |
| Motorcycle |
7.10%* |
| Motor Home/Travel Trailer |
7.10%* |
| Purchase/Owned Stock |
7.20%* |
| Share Secured |
5.00%* |
Certificate Secured
(excludes IRAs) |
5.00%* |
| Credit Cards |
Annual Percentage Rate |
| VISA Platinum |
7.9% - 12.9% APR* |
| VISA Gold |
9.9% - 12.9% APR* |
| VISA Classic |
12.9% - 15.9% APR* |
| MasterCard |
12.9% - 15.9% APR* |
|
