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Enhanced Ultimate Checking Account

Take banking to the next level with our Enhanced Ultimate Checking Account*

This FREE Rewards Checking Account features a competitive 5.00% APY*, no fees or minimum balance requirements, and no minimum deposit to open. Plus, enjoy a $10 monthly Cashback Debit Card Reward with no category restrictions and refunds on domestic ATM withdrawal fees, up to $10 monthly. To open your Enhanced Ultimate Checking Account online, click on the link below or to speak to a Member Service Representative, visit any Benchmark Branch or contact us at 610-429-1600.

Key Features:


  • FREE Rewards Checking

  • Earn higher dividends: 5.00% APY up to $50,000 & 3.00% APY on balances greater than $50,000

  • Earn $10 cashback on Debit Card purchases with no category restrictions on purchases

  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)

  • No monthly maintenance fee

  • No minimum balance to earn rewards

  • Free digital banking

  • Instant-issued MasterCard Debit Card

  • No minimum deposit to open

It’s Easy to Earn Your Rewards

CashBack Debit Card Reward – It’s easy to qualify, you’re probably already doing it.  Enrollments must be in place, and all of the following transactions and activities must post and settle to your Ultimate Checking during each Monthly Qualification Cycle:

  • At least 12 signature or PIN-based Debit Card purchases
  • Be enrolled in and agree to receive eStatements

Even if you don’t meet your monthly qualifications during the cycle, your Ultimate Checking is still free.  You can get right back to earning your higher dividends, cashback Debit Card rewards, and ATM withdrawal refunds the very next month.


*APY = Annual Percentage Yield. APYs current as of 7/1/2024. This is a variable rate account, so the yield is subject to change at the Credit Union’s discretion without prior notice. Account package consists of Ultimate Saver and Ultimate Checking Accounts.  If monthly account qualifications are met, earn 5.00% APY up to $50,000 on Ultimate Checking balances with balances greater than $50,000 earning a yield of 3.00% APY. If monthly account qualifications are met, balances in the Ultimate Saver will earn 0.25% APY.  If monthly qualifications are NOT met, Ultimate Checking and Ultimate Saver balances will earn a yield of 0.05% APY. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if monthly qualifications are met. Transfers between accounts do not count as qualifying transactions. Limit one Ultimate Account Package per SSN. 

**When monthly qualifications are met, you will receive higher dividends and a $10 cashback Debit Card reward. Qualifying transactions must post to and settle account between the first day and last day of the month. Transactions may take one or more business days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying Debit Card transactions; nor do transfers between accounts.

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