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Certificates

Certificates

Add some stability to your stock portfolio with guaranteed returns.

Key Features:

Features

  • Fixed rates…click here to view current rates
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 3 months to 5 years)
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open
  • Special “Step-Up” certificates available, which allow you to step-up the rate on your certificate**
    • Available one time during the term of the certificate
    • Terms vary from 2 to 5 years
    • $2,500 minimum balance to open Step -Up Certificate
  • No setup or maintenance fees

Disclaimer

*Early withdrawals: we will impose a penalty if you withdraw any of the funds prior to the maturity date.  The penalties are: 3 months & under = 90 days of dividends; 3+ through 6 months = 90 days of dividends; 6+ months through 60 months = 180 days of dividends.

**New rate must be in effect on the date requested for certificate rate to be increased and must be the same term as the original. This does not extend the maturity of the certificate.

Contact Us

Contact Us

Reach out to us with your
questions or comments.

Our Locations

Our Locations

Drop by one of our three
locations for friendly service.

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