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Saver Account

Save money effortlessly by earning a dividend reward of 3.00% APY* on balances up to $25,000. This Saver Account links to your High Yield Checking for automatic reward transfers.

Saver Account Key Features:

Saver Account Features

  • $5 minimum deposit to establish and maintain membership with Benchmark FCU
  • Automatic transfer of High Yield Checking dividend rewards for effortless savings
  • Click here to view current rates
  • No monthly maintenance fees
  • No minimum balance to earn dividend rewards
  • Free digital banking

It’s Easy to Earn Rewards

Qualifying for your High Yield Checking dividend rewards automatically qualifies you for the highest Saver rate, too. Enrollments must be in place, and all of the following transactions and activities must post and settle to your High Yield Checking during each Monthly Qualification Cycle:

  • At least 12 signature or PIN-based Debit Card purchases
  • Be enrolled in and agree to receive eStatements

Even if you don’t meet your qualifications during the cycle, your Saver and High Yield Checking Accounts are still FREE. Plus, you’ll still earn our base yield of 0.05% APY* on balances in both Accounts and you can get right back to earning your full dividend rewards the very next month!

Disclaimer

*APY = Annual Percentage Yield. APYs accurate as of 1/1/2024. This is a variable rate account, so the yield is subject to change at the credit union’s discretion without prior notice. Account package consists of Saver and High Yield Checking account with matching tiered interest on balances in both accounts; if monthly qualifications are met.  Account balances up to $25,000 will earn a yield of 3.00% APY with balances greater than $25,000 earning a yield ranging between 3.00%APY & 1.40% APY.  If monthly qualifications are not met then account balances will earn a yield of 0.05% APY.  Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if qualifications are met within Monthly Qualification Cycle. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.  Limit one Rewards Checking Account per SSN.    

More Types of Savings Accounts

Basic Savings Accounts

Discover what Benchmark can do for you. $5 is all it takes to open your Basic Savings Account.

Key Features

  • Earn Dividends

  • Digital Banking

Details

  • $5 minimum balance required to establish and maintain membership with Benchmark
  • Competitive dividends on entire balance…click here to view current rates
  • No monthly service fee
  • Free digital banking
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High Yield Savings Account

Details

  • Click here to view current rates
  • $75,000 minimum initial deposit to open & maintain account
  • Allowed three (3) withdrawals or transfers (out) per month. First account reduction in a month is free, each subsequent fund movement (out) incurs a $25 fee.
  • Minimum withdrawal or transfer amount of $1,000
  • If balance falls below $75,000, the account will earn the current tiered rates that our High Yield Money Maker Account is earning for balances between $25,000 & $74,999.99 and will earn the current rate that our Money Market Account is earning for balances below $25,000.
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Holiday & Vacation Accounts

From the Holidays to Hawaii, our Holiday & Vacation Accounts help you make the most of your savings.

  • Competitive Dividends on entire balance…click here to view current rates
  • No minimum deposit to open
  • No Monthly Service Fees
  • No Minimum Balance Requirements
  • Set aside in any amount you feel comfortable with
  • Set up direct deposit to build your savings automatically
  • Free digital banking

High Yield Money Maker Account

Need a saving incentive? Our High Yield Money Maker Account rewards bigger balances with better rates.

Key Features

  • Tiered Dividends
  • Digital Banking

Details

  • Competitive, tiered rates…click here to view current rates
  • Earn higher rates on balances of $25,000 or more
  • Account rate tiers are as follows:
    • $25,000 – $49,999
    • $50,000+
  • If balance drops below $25,000, earn Benchmark’s current Money Market rate
  • 3 free withdrawals or transfers per month (minimum withdrawal/transfer = $1,000)
  • No monthly service fee
  • Free digital banking
  • $25,000 minimum deposit to open
Request Info

Money Market Account

Money doesn’t matter much if you can’t spend it. This Money Market Account helps you build and enjoy your savings.

Key Features

  • Tiered Dividends
  • Enhanced Access to Funds
  • Digital Banking

Details

  • Flexibility and higher earning potential in one account
  • Competitive, tiered rates…click here to view current rates
  • Higher balances with higher rates
  • Enhanced access to funds:
    • Unlimited in-person withdrawals ($500 minimum each withdrawal)
    • 6 free transfers per month by pre-authorized automatic, telephone, or computer transfer (including 3 free checks written per month with a $500 minimum each)
  • No monthly service fee
  • Free digital banking
  • $1,000 minimum deposit to open
Request Info

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