With prices rising, cashback shopping sites and cashback apps can help you save. This is especially true if you’re already buying products online or from certain retailers. Cashback shopping sites can help make your shopping a bit more rewarding. Best of all, they’re free to use. All it takes is a little work on your part to research, register and use the sites most appropriate for your spending.
6 popular cashback sites
Swagbucks is an online reward-earning program. The platform enables you to earn points that you can then redeem from favorite retailers such as Amazon or Walmart. You also have the option of getting cash back from PayPal. The Swagbucks website advertises that it gives out over 7,000 free gift cards every day. In addition to online shopping, you can earn points by searching through the Swagbucks search engine, taking various surveys, and watching certain movies, videos, and reading news through Swagbucks.
You might be familiar with eBates. Well, it’s now called Rakuten, which was the name of its parent company. According to Rakuten’s site, stores pay them a commission for sending you their way and then Rakuten shares the commission with you as cashback through PayPal or check. Sign up through the site and shop through the website or app. Stores include Target, Kohl’s, Macy’s, Saks, Nike, Ulta, Sam’s Club, and more. Since it launched as Rakuten, the site started offering cashback on new categories such and rideshares and food delivery.
Shopkick rewards both in-store and online shoppers with reward points called kicks. You redeem your kicks for free digital gift cards. This retail app lets you earn points for visiting stores, scanning barcodes, watching videos in the app, and more. It has partnered with major brand retailers, including Target, Best Buy, T.J. Maxx, eBay, and more. Once you download and register your app, you can start earning kicks. While you can earn for some of the things we mentioned above, you earn the most points for purchasing an item and scanning the receipt into the app.
Earn points by shopping at your favorite retailers, including Home Depot, Walmart, Best Buy, and Amazon with MyPoints. There are more than 1,900 participating retailers. With MyPoints, you can get alerts in your browser for point-earning opportunities and coupon codes when you shop online. You can also earn points for completing online surveys. Redeem your points for gift cards, travel miles, or get a transfer to your PayPal account. Once you’ve completed your profile and registered, you’re free to start earning points.
BeFrugal advertises the highest cashback guaranteed, with no points or rewards to monitor. Register right online and shop through BeFrugal at any of 5,000+ stores and earn cashback whenever you make a purchase. You will receive earnings through your choice of check, PayPal, direct deposit, Venmo, Zelle, or gift card. You don’t have to worry about collecting coupons, BeFrugal automatically applies them to your purchase. Check out the site to see daily top cashback offers and deals from outlets including Macy’s, Walgreens, Staples, JC Penney, Hotels.com, and more.
The Dosh app gets you automatic cash back at thousands of places you shop, dine, or book online. Simply download the Dosh app and link your credit or debit card or check if your favorite way to pay offers a cashback experience option through Dosh. No need to scan receipts, just swipe your linked card. Dosh deposits the cashback into your wallet automatically. Once you have a minimum of $25 accumulated, you can transfer to your bank, PayPal or Venmo. Dosh advertises over 10,000 places to get cashback including, Instacart, Uber, Grubhub, Apple Music, Dunkin’, Sephora, and more.
Saving with cashback shopping sites
Anyone who shops online and wants to earn cashback should consider one of these cashback shopping sites and apps. The amount you earn is dependent on your use of the site for earning rewards. To maximize your earnings, be sure to research the specific site, read the rules, and take advantage of all of the different point-earning opportunities. Some may even offer a sign-up bonus when you first register or make your first purchase. Others offer the option of donating your cashback to charity.
Whenever using an app, make sure it is focused on safety and security. Many use multi-factor and two-factor authentication to prevent unauthorized access. When you’re researching the best app for your needs, be sure to check their safety information. Your online safety and security are a top priority at Benchmark Federal Credit Union. Read about protecting yourself from identity theft or one of our other security alerts.