Female business owner making coffee behind the counter of her business.

Small Business Loans

Benchmark provides Small Business Financing through our partnership with

NU Direction Lending

Nu Direction is a small business lender owned by federally insured, not-for-profit credit unions. Applications and loans are processed through Credibility Capital.  Your business can receive instant preliminary offers, and loans up to $500,000 with funding in as little as one week. If you are looking for fast, fair, reliable, and transparent financing for your business with a personal touch, consider the NU Direction Lending experience. If you wish to apply for a small business loan through NU Direction, please click here!

Loan Program Qualifications

Non-real estate loans of $25,000 to $500,000 available in all states except: VT, NV, SD, ND require Personal Guaranty, UCC-1 filing on all business assets and Membership with participating credit union.

Rates: 6.99% -18%
Loan Term: 1 -5 years, monthly payments, Fees 1-6% origination fee (5-year term requires a minimum loan of $150,000)
Amortization: Fully Amortized
FICO: 650+

Creditworthy Businesses & Business Owners

  • Time in business > 24 months
  • Last 12 months revenue > $150,000
  • No bankruptcy in past 5 years
  • No unpaid judgment or lien in past 5 years
  • No collections, charge-off or 90+ trade in last 24 months
  • No current delinquencies
  • FICO > 650

If you wish to apply for a small business loan through NU Direction, please click here!

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