Benchmark Federal Credit Union is introducing a new Triple Play credit card special to help the Chester County community pay off credit card debt. The Triple Pay special is for a VISA Platinum Credit Card exclusively and features 0%* interest for 12 months, no balance transfer fee and no annual fees. Once the 12-month introductory period ends, the VISA Platinum Card will feature an APR as low as 8.9%*. That’s also much lower than the typical credit card.
Pay off high credit card balances with a 0%* credit card special
So, you overspent quite a bit recently and now those high balances are quickly catching up with you. Rather than struggling with high-interest payments and still not making a dent in your balances, make a move to a Benchmark VISA Platinum Credit Card today.
A balance transfer credit card offer as good as this can help you to consolidate high-interest debt from one or more other credit cards to this new, lower interest rate credit card. This can help you to pay off debt faster since all of your payments for the first year will go towards principal rather than high-interest payments. You’re basically putting interest on pause as you concentrate on paying off your balance. Best of all, the 0%* interest offer lasts for a full 12 months, giving you plenty of time to pay down your balance.
Benefits of Benchmark’s Triple Play 0%* Credit Card offer
What makes this balance transfer credit card offer so special? Not only are borrowers enjoying a 0%* interest rate for a full 12 months, but they will also benefit from no balance transfer fee and no annual fee. You may see other 0% interest rate offers out there, but rarely do you see NO fees! An offer this good is almost unheard of. Normally low balance transfer offers come with high balance transfer fees and high annual fees. In addition, after the 12-month introductory period ends, credit cardholders will still benefit from an APR as low as 8.9%*. That’s much lower the average credit card interest rate, which is typically around 17% according to creditcards.com. This is an offer you won’t want to miss.
Is a balance transfer credit card right for you?
Getting a credit card with a 0% introductory rate can save you hundreds on interest. It can also help you concentrate fully on paying down the principal. Here are 4 reasons that a balance transfer card might be the right answer for you.
- Your credit card interest payments have gotten out of hand, but you have a steady income and know you have the ability to pay off the debt.
- You have a carefully thought out plan to pay down your debt before the intro period ends.
- You are committed to not charging up additional debt while you pay off your existing credit card debt.
- Your credit rating is good enough to qualify for a 0% introductory rate credit card.
How to get the best rates on credit cards
The better your credit score, the better the credit card rate for which you will qualify. You can keep your credit score higher by paying all of your bills on time every month. It also helps to keep your balances low. Lenders like to see lower outstanding credit balances. Make an effort to build a diverse credit history as well, with a mix of credit cards and installment loans. All of these things will help you to build a stronger credit history.
Apply for a Benchmark Triple Play 0%* Introductory Rate Credit Card
If you’re tired of struggling with high-interest credit card debt, the Triple Play offer may be just what the doctor ordered. This 0%* balance transfer card special can be a great solution to paying off those high-interest credit card balances. Used responsibly, balance transfer cards can be an effective way to dig yourself out of debt. Apply for a 0%* introductory rate credit card or learn more about visa credit card special about Benchmark’s “Hat Trick” offer online.
*APR = Annual Percentage Rate. Rate subject to change & based on an individual’s credit history. 0% Intro Rate is valid for purchases & balance transfer from other institutions within 90 days from card opening. The 0% rate will be in effect for 12 months from the first qualifying transaction within the 90 day period & after 12 months the rate on all unpaid balances will convert to the rate member qualified for at card opening. Triple Play Promotion is only valid on new VISA® Platinum Cards & subject to expire without prior notice.