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Flash Sale Home Equity Loan Rates

0.99% Fixed APR* for 60 Months

Access your home’s equity for less!

Apply for a Fixed Home Equity Loan with Benchmark FCU between April and June to receive a special Flash Sale rate of 0.99% APR* for 60 months. This offer expires June 30, 2022, and excludes the refinancing of existing Benchmark loans.

Key Features:

Fixed Home Equity Loan Benefits:

  • Borrow against the equity in your home to gain access to funds at low rates for a wide range of short-term, or one-time needs:
    • Education expenses
    • Major life events
    • Home repair/remodel projects
    • And more
  • Issued up to 90% of the appraised value of your home*
    • 80% LTV** = .99% APR* for 60 Months
    • 90% LTV** = 1.99% APR* for 60 Months
    • Longer terms available at discounted rates; view our rates page
  • Amounts between $10,000 and $250,000 available
  • No closing costs
  • $100 application fee does apply
  • Offered in Pennsylvania, New Jersey, and Delaware
  • Local decision-making and processing
  • Attentive, friendly service from start to finish


*APR = Annual Percentage Rate. Rate is for qualified borrowers & subject to change at Credit Union’s discretion without prior notice. Flash Sale rate of *.99% APR only available on Fixed HE Loans @ 80% LTV for 5 years; however, 90% LTV available at 1.99% APR for 5 years. Longer terms available at discounted rates; contact us for complete details. Refinancing an existing Benchmark HE Loan (Fixed or HELOC) is not eligible to receive promotional rates; new money only. Minimum loan amount of $10,000 & maximum of $250,000.  $100 application fee does apply.  Must become a member of Benchmark FCU by opening an Ultimate Membership Account prior to receiving Fixed HE Flash Sale rate. Applications must be received by 6/30/2022.

**LTV = Loan to Value

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Additional Coverage

Benchmark’s Debt Protection Program is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements do help ease the enrollment process.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

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