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Free Checking Plus Cash Back at Benchmark

Looking for a free checking account that also helps put a little cash back in your pocket? Look no further.  Earning cash back on debit card purchases with no category restrictions is just one of the many benefits of Benchmark Federal Credit Union’s Ultimate Checking Account*.  What do no category restrictions mean? It means you can use your debit card to earn cash wherever you’d like; grocery store, gas station, restaurant, salon, vacation rental, online purchases, or anywhere at all!

What’s even better? Benchmark FCU is currently offering a $300 Cash Bonus**** for those who open a Benchmark Ultimate Account Package consisting of both an Ultimate Saver & Ultimate Checking Account with a Debit Card and also set up a recurring direct deposit of at least $200. It’s as easy as that. Click here to learn complete details.

Swiping a debit card has become second nature to most of us, especially during this cashless time. Now, with Benchmark’s Ultimate Checking, you can earn cashback rewards just for using that handy debit card. Best of all, making purchases with your debit card is both convenient and safe. Leave your checkbook at home and just swipe your card. Your transactions will be easy to track right online. You won’t be as tempted to overspend as you might be when using a credit card. Using your debit card instead enables you to better stick to your monthly budget.

What does your financial institution offer? Bet it’s not as good as Benchmark’s Ultimate Checking or the Ultimate Account Package deal with $300 Cash Bonus****. Now’s the time to compare the Ultimate Checking to your big box bank checking. Say goodbye to fees and earn cash back on up to $500 in purchases every month. See how Benchmark’s free checking benefits stack up to the competition.

Benefits of Benchmark’s Ultimate Checking Account 

  • It’s free!
  • Earn 2% cash back on debit card purchases on up to $500 in purchases monthly
  • Refunds on ATM withdrawal fees, nationwide (up to $10 each month)***
  • Instant-issued MasterCard Debit Card
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • No minimum deposit to open
  • Free digital banking
  • Links to Ultimate Saver Account** to build savings automatically 

The cons of other checking accounts are the pros of Benchmark’s Ultimate Checking Account. Many banks require you to keep a minimum balance in your account at all times to earn rewards. Not Benchmark. There’s no minimum balance required to earn rewards. You also won’t be hit with the high fees most of those larger banks like to charge. In fact, when you need to use an out-of-network ATM, Benchmark will even refund the fees, up to $10 a month.*** Remember, your local credit union is a not-for-profit institution owned by its members. We’re on your side!

Earn cash just for swiping your debit card

A Benchmark debit card is ideal for everyday spending. Once you open an Ultimate Checking, you can set up payroll direct deposit right into your checking account, and begin using your card to earn rewards. Worried about qualifying? It’s actually easy to qualify for cash back debit card rewards. In fact, you’re probably already doing it. Once enrolled in both the Ultimate Checking Account and eStatements, you must make a minimum of 12 signature or PIN-based Debit Card purchases each month. Even if you miss out one month, your Ultimate Checking is still free*, and you can work to get back to earning your cash back the following month.

It’s time to maximize the earning power of your checking and make the move to Benchmark Federal Credit Union’s Ultimate Checking. Open your account today!


*Ultimate Checking formerly known as Kasasa Cash Back Checking.

**Ultimate Saver formerly known as Kasasa Saver with Cash Back.

***When monthly qualifications are met, you receive 2% cash back on Debit Card purchases that post to and settle account during Monthly Qualification Cycle up to a total cash back of $10 per month. Qualifying transactions must post to and settle account during Monthly Qualification Cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying Debit Card transactions. “Monthly Qualification Cycle” means a period ending one (1) day prior to the last business day of each month. Ultimate Checking* rewards will be credited to your Ultimate Saver** on the last day of the monthly statement cycle. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $10 if qualifications are met within Monthly Qualification Cycle. Transfers between accounts do not count as qualifying transactions. Limit one Ultimate Checking* Account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

****Ultimate Checking Account Package $300 Cash Bonus Promotion is subject to be withdrawn at Credit Union’s discretion & without prior written notice.  Only allowed one Ultimate Checking per member SSN.  $200 monthly recurring Direct Deposit must post to account within 60 days from opening the Ultimate Checking Account & $300 cash bonus will be deposited to account within 30 days from 1st recurring Direct Deposit posting to account.  Bonus may be reported on a 1099-INT.  $300 Ultimate Checking Promotion valid for qualified new Checking members only.  Member must not have closed a Benchmark Checking Account within the last 12 months.  

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