
Financing Options
Fixed Rate Auto Loans
- Up to 125% financing for qualified borrowers
- Terms up to 84 months on new vehicles for loan amounts $25,000 and over*
- Terms up to 72 months for new vehicles for loan amounts $15,000 and over*
- Terms up to 60 months for all other new* vehicles
- Minimum loan amount on used vehicles is $5,000
- Terms up to 72 months on used vehicles up to 4 years old for loan amounts $18,000 and over
- Terms up to 60 months on all other used vehicles
- 0.25% discount for automatic payments from a Benchmark Account
*A new vehicle is considered to be never titled or recently titled within the past six months and being financed to pay off another lender.
Variable Rate Auto Loans
- Up to 125% financing for qualified borrowers
- Finance a new or used vehicles*
- The rate is variable, which means it will rise or fall along with the Prime Rate. However, it cannot be adjusted more than 2% from the original rate.
- The monthly payments will remain fixed for the life of the loan. Therefore, the term may be extended or shortened depending on the rise or fall of the interest rate.
- Terms and minimum amounts are the same as fixed rate auto loans
*A new vehicle is considered to be never titled or recently titled within the past six months and being financed to pay off another lender.
Title Loans
- Up to 125% financing for qualified borrowers
- Minimum loan amount is $2,500
- Use your “clear” title as collateral for a loan and take advantage of our low rate
- Funds can be used for whatever your needs are
- Terms up to 72 months on loan amounts $18,000 and over on vehicles up to 4 years old
- Terms up to 60 months on all other vehicles
*A new vehicle is considered to be never titled or recently titled within the past six months and being financed to pay off another lender.
Motorhomes
- Up to 125% financing for qualified borrowers
- Minimum loan amount $2,500
- Finance both new and used Motor Homes & Travel Trailers
- Terms up to 120 months for amounts financed over $30,000
- Terms up to 84 months for amounts financed $21,001 to $30,000
- Terms up to 72 months for amounts financed $20,000 and less
- Maximum $1,000 deductible on Comprehensive and Collision Insurance
- Full year insurance coverage required
*A new vehicle is considered to be never titled or recently titled within the past six months and being financed to pay off another lender.
Lease-Look-Alike Option
DrivingSense Program
A Low Payment Alternative to Leasing!
How would you like the low monthly payments of a lease, without all the heavy restrictions and hidden costs of leasing? Sound impossible? It’s not. Benchmark’s DrivingSense Program (lease alternative) offers you just that!
Like a lease, the DrivingSense Program offers payments that are considerably lower than conventional financing. But unlike a lease, with the DrivingSense Program you own the vehicle and have all of the flexibility and benefits of vehicle ownership!
Other benefits of the DrivingSense Program
- New and pre-owned vehicles up to five (5) years old qualify
- Flexible loan terms of up to 72 months
- No down payment required
- Annual mileage options of 12,000, 15,000, & 18,000 available
- No security deposit or acquisition fees
- No early payoff penalty
- Since the title is in YOUR name, you have more options prior to loan maturity and at loan maturity. Including the ability to turn your vehicle in and walk away at the end of the loan term.
- Refinance your current vehicle loan to reduce your monthly payments with the Benchmark DrivingSense Program.
- Enables you to easily upgrade and/or change your vehicle every couple of years!
To find out more about our DrivingSense Program, call or stop by any Benchmark Branch today, or visit the DrivingSense website to see for yourself how low your Auto Loan monthly payment can be!
Refinancing Options
Auto loan refinancing can potentially help lower your monthly payments, pay off your Auto Loan faster, or both!
- Competitive fixed and variable rates
- Terms customized to your unique situation
- Refinance your current auto loan (vehicle must be originally financed through another institution)
- Set up payroll deduction or automatic payment from a Benchmark account to receive a 0.25% rate discount
- Local decision-making and processing
- Attentive, friendly service from start to finish
Auto Buying Resources
Benchmark Auto Loan Financing Available @ Local Dealerships
- Anthony D’Ambrosio
- Audi West Chester
- Car Sense (Uwchland/Hatfield, PA)
- Concordville Nissan Subaru
- Conicelli Hyundai
- Country Chrysler, Dodge, Jeep, Inc.
- Courtesy Chrysler Jeep
- Del Toyota
- Don Wallence Auto Sales, Inc.
- Exton Nissan
- Faulkner Pontiac
- Fred Beans Ford
- Hershey Motors, Inc.
- HG Motorcar
- Infiniti of West Chester
- John Kennedy Ford
- Keyser & Miller Ford
- Kia of Coatesville/West Chester
- Landmark Auto Sales
- Mercedes Benz of West Chester
- Nissan 422 of Limerick
- Paul Sevag Motors, Inc.
- Piazza Mazda
- Piazza Volkswagon (Langhorn)
- Premier Motor Group
- Roberts Chevrolet
- Scott Honda of West Chester
- Sloan Motors, Inc.
- Sloane Toyota Malvern
- Springfield Hyundai
- Videon Chevrolet
- Videon Chrysler, Dodge, Jeep
- Warehouse of Chester Springs
NADA
Enterprise Pre-Owned Vehicles
Route 66 Extended Warranty
Guaranteed Asset Protection (GAP)

Additional Coverage
Benchmark’s Debt Protection Program is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements do help ease the enrollment process.
Protected events include:
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment