Person holding a variety of credit cards and picking one out of the array

VISA® Balance Transfer Credit Cards

0% APR* on Purchases and Balance Transfers for 12 Months**

Key Features:

Details:

  • Rates as low as 8.9% APR* after Intro Period expires**
  • No annual fees
  • 25-day Grace Period
  • 2% minimum monthly payment
  • ATM access
  • Manage transactions online
  • Easily replaced if lost or stolen

Disclaimer

*APR = Annual Percentage Rate. Rate subject to change and based on individual’s credit history. The, ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle annually to reflect any change in the Index and will be determined by the Prime Rate on June 30th of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin.

**0% Intro Rate is valid for purchases & balances transferred from other institutions within first 90 days from card opening. The 0% rate will be in effect fro 12 months from first qualifying transaction within the first 90 day period & after the 12 month, the rate on all unpaid balances will convert to the rate member qualified for at card opening. A 2% Balance Transfer Fee applies to all balances transferred during the first 90 day promotion period.

Learn What to Consider When Choosing a Balance Transfer Credit Card

Compare Our VISA®Credit Cards

VISA® Platinum Credit Card (Fixed Rate)

  • Low Rate Card…8.9% – 16.9% APR*
Person paying a bill on the computer

VISA® Platinum CashBack Credit Card (Fixed Rate)

  • 10.9% – 17.9% APR*
  • 1/2% CashBack Program
  • Lost or Damaged Luggage Insurance
  • $500,000 Common Carrier Insurance
  • Auto Rental

VISA® Signature Rewards Credit Card (Variable Rate)

  • 10.9% – 17.9% APR*
  • Reward Points…1.25 points for all purchases** and points can be used for Cash, Travel, Merchandise, Gift Cards, & more
  • 15,000 points will be awarded when you spend at least $750.00 on valid purchases** within the first 90 days***
  • Trip Cancellation and Interruption Protection
  • Purchase Security
  • Concierge Service

Disclaimer

*APR = Annual Percentage Rate. Rate subject to change and based on individual’s credit history. The ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle annually to reflect any change in the Index and will be determined by the Prime Rate on June 30th of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin.

**Valid purchases does not include cash advances, convenience checks, or returns.

***15,000 reward points for spending at least $750 on valid purchases within first 90 days is subject to change without notice.

VISA® Credit Card Benefits

VISA Platinum

VISA® Credit Card Benefits

 VISA CashBack

VISA® Credit Card Benefits

 VISA Signature

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