Credit Cards

Credit Cards
Credit Cards

Have access to funds when you need it. Benchmark FCU offers a range of credit card options to accommodate members in all different stages of life. On top of increased purchasing power, enjoy competitive rates and no annual fees.

Each card provides different benefits, depending on what's most important to you. But regardless of the card type, always know where you stand with convenient online accessibility. Have the ultimate flexibility in your hands at all times — sign up for your Benchmark FCU credit card today.


Summary
  • Low rates
  • No annual fees
  • Boost your purchasing power; easily make purchases in-store or online, virtually across the globe
  • A wide range of options to choose from:
  • Visa® Signature Rewards (Variable Rate)
  • Visa® Platinum (Fixed Rate)
  • Visa® Platinum CashBack (Fixed Rate)
  • Reward options available
  • Manage transactions online at your convenience
  • Easily replaced if lost or stolen

View our current rates.

Card Options

As varied as are customers are unique, at Benchmark FCU, we offer a wide range of credit card options to accommodate each member's specific needs.

Visa® Signature Rewards (Variable Rate)

  • 11.15% - 18.00% APR*
  • Added Security with an embedded microchip making it extremely hard to counterfeit
  • Reward Points, 1.25 points for all purchases**, use points for Cash, Travel, Merchandise, Gift Cards, & more
  • Trip Cancellation and Interruption Protection
  • Purchase Security
  • Concierge Service
  • Within the first 90 days***:
  • Transfer higher rate balances from other institutions with NO Balance Transfer Fee & receive 2.99% APR* for 12 months
  • 15,000 points will be awarded when you spend at least $750.00 on valid purchases**

Visa® Platinum (Fixed Rate)

  • 7.9% - 15.9% APR*
  • 2% Monthly Payment
  • No Annual Card Fee
  • ATM Access
  • 25-Day Grace Period

Visa® Platinum CashBack (Fixed Rate)

  • 9.9% - 16.9% APR*
  • 1/2% Cash Back Program
  • Lost or Damaged Luggage Insurance
  • $500,000 Common Carrier Insurance
  • No Annual Card Fee
  • Auto Rental
  • ATM Access
  • 25-Day Grace Period

APR = Annual Percentage Rate. Rate subject to change and based on individual's credit history. The ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle annually to reflect any change in the Index and will be determined by the Prime Rate on June 30th of each year as published in The Wall Street Journal "Money Rates" table to which we add a margin.

**Valid purchases do not include cash advances, convenience checks, or returns.

***First 90 Days Introductory Card Offer of 2.99% APR for 12 months on balance transfers and 15,000 reward points for spending at least $750 on valid purchases are subject to change without notice.

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