Rates

Have funds on tap. Use the equity in your home as collateral for a convenient line of credit.

Key Features

Competitive Rates

Competitive Rates

Anytime Funds

Anytime Funds

Local Processing

Local Processing

  • Competitive, variable rates for a wide range of ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Home improvements/renovations
    • Medical expenses
    • Emergency reserve
    • And more
  • The equity in your home is used as collateral to secure financing
  • Issued up to 90% of the appraised value of your home
  • Amounts between $10,000 and $100,000 available
  • Funds available as needs arise; no need to reapply for separate installations
    • Checks available for anytime access to credit line
    • $500 minimum advance requirement
  • Revolving credit – as principal is repaid, more becomes available for use
  • Repayment terms customized to your situation:
    • Up to $10,000 – 84 months
    • $10,001 - $25,000 – 96 months
    • $25,001 & above – 108 months
  • $100 application fee for loan amounts under $25,000
  • Offered in PA, NJ, and DE
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Benchmark’s Debt Protection Program is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements do help ease the enrollment process.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment