Rates

Financial relief is closer than you think. Use the equity in your home as collateral for a lump-sum loan.

Key Features

Competitive Rates

Competitive Rates

No Closing Costs

No Closing Costs

Local Processing

Local Processing

  • Competitive, fixed rates for a wide range of short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home repair/remodel projects
    • And more
  • The equity in your home is used as collateral to secure financing
  • Issued up to 90% of the appraised value of your home
  • Amounts between $10,000 and $200,000 available
  • Repayment terms customized to your situation (up to 15 years)
  • No closing costs
  • $100 application fee for loan amounts under $25,000
  • Offered in PA, NJ, and DE
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Benchmark’s Debt Protection Program is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements do help ease the enrollment process.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment