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Ultimate Saver Account

Save money effortlessly. Links to your Ultimate Checking* for automatic reward transfers.

Key Features:

Features

  • $5 minimum deposit to establish and maintain membership with Benchmark
  • Automatic transfer of Ultimate Checking* cash back Debit Card rewards for effortless savings
  • Earns 0.25% APY*** on balances up to $10,000
  • Earns 0.25% to 0.12% APY*** on balances over $10,000 depending on balance in account
  • Earns 0.05% APY*** if monthly qualifications are not met for Ultimate Checking* cash back Debit Card rewards
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking

It’s Easy to Earn Rewards

Qualifying for your Ultimate Checking* cash back Debit Card rewards automatically qualifies you for the highest Ultimate Saver** rate, too. Enrollments must be in place, and all of the following transactions and activities must post and settle to your Ultimate Checking* during each Monthly Qualification Cycle:

  • At least 12 signature or PIN-based Debit Card purchases
  • Be enrolled in and agree to receive eStatements

Even if you don’t meet your qualifications during the cycle, your Ultimate Accounts are still FREE. Plus, you’ll still earn our base interest rate on the Ultimate Saver** and you can get right back to earning your full rewards the very next month!

Disclaimer

*Ultimate Checking also known as Kasasa Cash Back Checking.

**Ultimate Saver also known as Kasasa Saver with Cash Back.

***APY=Annual Percentage Yield. APYs accurate as of 5/1/2020. Rates may change after account is opened. When monthly qualifications are met, you will receive 2% cash back on Debit Card purchases that post to and settle account during Monthly Qualification Cycle up to a total cash back of $10 per month. Domestic ATM fees incurred using Ultimate Checking* Debit Dard during qualification cycle will be reimbursed up to $10 if qualifications are met within Monthly Qualification Cycle. Qualifying transactions must post to and settle account during the Monthly Qualification Cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying Debit Card transactions. “Monthly Qualification Cycle” means a period ending one (1) day prior to the last business day of each month. Ultimate Checking* cash back rewards will be credited to your Ultimate Saver** on the last day of the monthly statement cycle. If qualifications in Ultimate Checking* are met each monthly qualification cycle: (1) balances up to $10,000 in Ultimate Saver** receive an APY of 0.25%; and (2) balances over $10,000 in Ultimate Saver** earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 0.25% – 0.12% APY depending on the balance. If qualifications are not met on Ultimate Checking*, all balances in the Ultimate Saver** earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one Ultimate Checking* Account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

More Types of Savings Accounts

Basic Savings Accounts

Discover what Benchmark can do for you. $5 is all it takes to open your Basic Savings Account.

Key Features

  • Earn Dividends

  • Digital Banking

Details

  • $5 minimum balance required to establish and maintain membership with Benchmark
  • Competitive dividends on entire balance
  • No monthly service fee
  • Free digital banking
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High Yield Savings Account

Details

  • Earn 0.50% APY*
  • $75,000 minimum initial deposit to open & maintain account
  • Allowed three (3) withdrawals or transfers (out) per month. First account reduction in a month is free, each subsequent fund movement (out) incurs a $25 fee.
  • Minimum withdrawal or transfer amount of $1,000
  • If balance falls below $75,000, the account will earn the current tiered rates that our High Yield Money Maker Account is earning for balances between $25,000 & $74,999.99 and will earn the current rate that our Money Market Account is earning for balances below $25,000.

*APY = Annual Percentage Yield. Yield is subject to change without notice.

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Holiday & Vacation Accounts

From the Holidays to Hawaii, our Holiday & Vacation Accounts help you make the most of your savings.

  • Competitive Dividends
  • Digital Banking
  • No Monthly Service Fees
  • No Minimum Balance Requirements

Holiday Account

  • Set aside little by little, year-round for holiday-related expenses
  • Competitive dividends on entire balance
  • No monthly service fees
  • No minimum balance requirements
  • Set aside in any amount you feel comfortable with
  • Set up direct deposit to build your savings automatically
  • Free digital banking
  • No minimum deposit to open
Request Info

Vacation Account

  • Competitive dividends on entire balance
  • No monthly service fees
  • No minimum balance requirements
  • Set aside in any amount you feel comfortable with
  • Set up direct deposit to build your savings automatically
  • Free digital banking
  • No minimum deposit to open
Request Info

High Yield Money Maker Account

Need a saving incentive? Our High Yield Money Maker Account rewards bigger balances with better rates.

Key Features

  • Tiered Dividends
  • Digital Banking

Details

  • Competitive, tiered rates
  • Earn higher rates on balances of $25,000 or more
  • Account rate tiers are as follows:
    • $25,000 – $49,999
    • $50,000+
  • If balance drops below $25,000, earn Benchmark’s current Money Market rate
  • 3 free withdrawals or transfers per month (minimum withdrawal/transfer = $1,000)
  • No monthly service fee
  • Free digital banking
  • $25,000 minimum deposit to open
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Money Market Account

Money doesn’t matter much if you can’t spend it. This Money Market Account helps you build and enjoy your savings.

Key Features

  • Tiered Dividends
  • Enhanced Access to Funds
  • Digital Banking

Details

  • Flexibility and higher earning potential in one account
  • Competitive, tiered rates
  • Higher balances with higher rates
  • Enhanced access to funds:
    • Unlimited in-person withdrawals ($500 minimum each withdrawal)
    • 6 free transfers per month by pre-authorized automatic, telephone, or computer transfer (including 3 free checks written per month with a $500 minimum each)
  • No monthly service fee
  • Free digital banking
  • $1,000 minimum deposit to open
Request Info

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