0% APR on Purchases & Balance Transfers for 12 Months**

Key Features

Competitive Rates

Competitive Rates

No Annual Fees

No Annual Fees

Multiple Credit Card Options

Multiple Credit Card Options

  • Rates as low as 8.9% APR* after Intro period expires**
  • No annual fees
  • 25-day grace period
  • 2% minimum monthly payment
  • ATM access
  • Manage transactions online
  • Easily replaced if lost or stolen

*APR = Annual Percentage Rate. Rate subject to change and based on individual’s credit history. The, ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle annually to reflect any change in the Index and will be determined by the Prime Rate on June 30th of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin.

**0% Intro Rate is valid for purchases & balances transferred from other institutions within first 90 days from card opening.  The 0% rate will be in effect fro 12 months from first qualifying transaction within the first 90 day period & after the 12 month, the rate on all unpaid balances will convert to teh rate member qualified for at card opening.  A 2% Balance Transfer Fee applies to all balances transferred during the first 90 day promotion period.

VISA® Platinum Credit Card (Fixed Rate)

  • Low Rate Card...8.9% – 16.9% APR*

VISA® Platinum CashBack Credit Card (Fixed Rate)

  • 10.9% – 17.9% APR*
  • ½% Cash Back Program
  • Lost or Damaged Luggage Insurance
  • $500,000 Common Carrier Insurance
  • Auto Rental

VISA® Signature Rewards Credit Card (Variable Rate)

  • 13.15% – 18.00% APR*
  • Reward Points...1.25 points for all purchases** and points can be used for Cash, Travel, Merchandise, Gift Cards, & more
  • 15,000 points will be awarded when you spend at least $750.00 on valid purchases** within the first 90 days***
  • Trip Cancellation and Interruption Protection
  • Purchase Security
  • Concierge Service

*APR = Annual Percentage Rate. Rate subject to change and based on individual’s credit history. The ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle annually to reflect any change in the Index and will be determined by the Prime Rate on June 30th of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin.

**Valid purchases does not include cash advances, convenience checks, or returns.

***15,000 reward points for spending at least $750 on valid purchases within first 90 days is subject to change without notice.

**APR = Annual Percentage Rate. Rates subject to change & based on individual's credit history. 0% Introductory Rate is valid for purchases & balance transfers from other institutions within first 90 days from card opening. The 0% rate will be in effect for 12 months from first qualifying transaction within the first 90 day period & after the 12 months the rate on all unpaid balances will convert to the rate member qualified for at card opening. A 2% balance transfer fee applies to all balances transferred during the first 90 day promotion period.