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High Yield Checking Account

Let Your Money Work Harder for You!

No minimum deposit. No minimum balance requirements. No monthly maintenance fees.

Why let your hard-earned cash sit idle? Embark on a journey to financial empowerment with Benchmark’s High Yield Checking Account. Experience the power of your money working for you, earning a generous 5.00% APY* on balances up to $50,000.* Ready to put your money to work? Dive into effortless earning by clicking the link below to securely open your account online, or call 610-429-1600 to speak with a Member Service Representative and get started by phone.

Key Features:

High Yield Checking Account Features

  • FREE Rewards Checking

  • Earn 5.00% APY* on balances in both Saver & High Yield Checking Accounts up to $25,000 with a blended APY for balances greater than $25,000 when account reward qualifications are met monthly

  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)

  • Links to  Saver Account to build savings automatically

  • No monthly maintenance fee

  • No minimum balance to earn rewards

  • Free digital banking

  • Instant-issued MasterCard Debit Card

  • No minimum deposit to open

It’s Easy to Earn Your Rewards

5.00% APY* on Saver & High Yield Checking Balances – It’s easy to qualify, you’re probably already doing it.  Enrollments must be in place, and all of the following transactions and activities must post and settle to your High Yield Checking during each Monthly Qualification Cycle:

  • At least 12 signature or PIN-based Debit Card purchases
  • Be enrolled in and agree to receive eStatements

Even if you don’t meet your monthly qualifications during the cycle, your High Yield Checking is still free.  You can get right back to earning dividends and ATM withdrawal refunds the very next month.

Disclaimer

*APY = Annual Percentage Yield. APYs current as of 1/1/2024. This is a variable rate account, so the yield is subject to change at the credit union’s discretion without prior notice. Account package consists of Saver and High Yield Checking account with matching tiered interest on balances in both accounts; if monthly qualifications are met. 5% up to $50,000 by splitting funds $25,000 each between Saver & High Yield Checking Accounts. Account balances up to $25,000 will earn a yield of 5.00% APY with balances greater than $25,000 earning a yield ranging between 5.00% APY & 3.40% APY. If monthly qualifications are not met then account balances will earn a yield of 0.05% APY.  Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if qualifications are met within Monthly Qualification Cycle. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.  Limit one Rewards Checking Account per SSN. 

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