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Auto Loan Flash Sale

0.99% APR* For Up To 60 Months

Act now before this offer speeds away!

Finance or refinance your vehicle with Benchmark FCU in the month of January and receive a special Flash Sale Auto Loan rate of 0.99% APR* with terms up to 60 months. This promotion excludes the refinancing of existing Benchmark loans. Offer expires January 31st, 2022.

Or, call (610) 429-1600 to speak with a Benchmark Member Service Representative.

Key Features:

*APR = Annual Percentage Rate.  Rates are for qualified borrowers/vehicles & subject to change without prior notice.  Included in the Flash Sale are Direct New & Used Autos; Indirect, Driving Sense, & Title Secured are excluded.  As low as .99% rate is not eligible to be combined with any other discounts, promotions, coupons, or incentives.  To receive the Flash Sale rate, you must agree to repayment via Payroll Deduction or Automatic Transfer from a Benchmark Account.  Existing Benchmark loans are not eligible, must be a refinance from a dealer or other financial institution.  Minimum loan amount of $5,000 & maximum term of 60 months to receive rates as low as .99% APR.  Auto Loan application must be received between January 1 & 31, 2022.

Key Features:

*APR = Annual Percentage Rate.  Rates are for qualified borrowers/vehicles & subject to change without prior notice.  Included in the Flash Sale are Direct New & Used Autos; Indirect, Driving Sense, & Title Secured are excluded.  As low as .99% rate is not eligible to be combined with any other discounts, promotions, coupons, or incentives.  To receive the Flash Sale rate, you must agree to repayment via Payroll Deduction or Automatic Transfer from a Benchmark Account.  Existing Benchmark loans are not eligible, must be a refinance from a dealer or other financial institution.  Minimum loan amount of $5,000 & maximum term of 60 months to receive rates as low as .99% APR.  Auto Loan application must be received between January 1 & 31, 2022.

Financing Options

Fixed Rate Auto Loans

  • Up to 125% financing for qualified borrowers
  • Terms up to 84 months on new vehicles for loan amounts $25,000 and over*
  • Terms up to 72 months for new vehicles for loan amounts $15,000 and over*
  • Terms up to 60 months for all other new* vehicles
  • Minimum loan amount on used vehicles is $5,000
  • Terms up to 72 months on used vehicles up to 4 years old for loan amounts $18,000 and over
  • Terms up to 60 months on all other used vehicles
  •  0.25% discount for automatic payment from a Benchmark Account

*A new vehicle is considered to be never titled or recently titled within the past six months and being financed to pay off another lender.

Variable Rate Auto Loans

  • Up to 125% financing for qualified borrowers
  • Finance a new or used vehicles*
  • The rate is variable, which means it will rise or fall along with the Prime Rate. However, it cannot be adjusted more than 2% from the original rate.
  • The monthly payments will remain fixed for the life of the loan. Therefore, the term may be extended or shortened depending on the rise or fall of the interest rate.
  • Terms and minimum amounts are the same as fixed rate auto loans

*A new vehicle is considered to be never titled or recently titled within the past six months and being financed to pay off another lender.

Refinancing Options

Auto loan refinancing can potentially help lower your monthly payments, pay off your Auto Loan faster, or both!

  • Competitive fixed and variable rates
  • Terms customized to your unique situation
  • Refinance your current auto loan (vehicle must be originally financed through another institution)
  • Set up payroll deduction or automatic payment from a Benchmark account to receive a 0.25% rate discount
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

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