Rates

Give your budget some breathing room. And get more bang for your buck with your choice of rewards.

Key Features

Competitive Rates

Competitive Rates

Anytime Funds

Anytime Funds

Reward Cards

Reward Cards

  • Low rates
  • No annual fees
  • 25-day grace period
  • 2% minimum monthly payment
  • ATM access
  • Multiple VISA® cards available, including rewards options:
    • VISA® Platinum (Fixed Rate)
    • VISA® Platinum CashBack (Fixed Rate)
    • VISA® Signature Rewards (Variable Rate)
  • Manage transactions online at your convenience
  • Easily replaced if lost or stolen

*APR = Annual Percentage Rate. Rate subject to change and based on individual’s credit history. The, ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle annually to reflect any change in the Index and will be determined by the Prime Rate on June 30th of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin.

VISA® Platinum (Fixed Rate)

  • Low Rate Card...8.9% – 16.9% APR*

VISA® Platinum CashBack (Fixed Rate)

  • 10.9% – 17.9% APR*
  • ½% Cash Back Program
  • Lost or Damaged Luggage Insurance
  • $500,000 Common Carrier Insurance
  • Auto Rental

VISA® Signature Rewards (Variable Rate)

  • 12.65% – 18.00% APR*
  • Reward Points...1.25 points for all purchases** and points can be used for Cash, Travel, Merchandise, Gift Cards, & more
  • 15,000 points will be awarded when you spend at least $750.00 on valid purchases** within the first 90 days***
  • Trip Cancellation and Interruption Protection
  • Purchase Security
  • Concierge Service

*APR = Annual Percentage Rate. Rate subject to change and based on individual’s credit history. The ANNUAL PERCENTAGE RATE is subject to change on the first day of the billing cycle annually to reflect any change in the Index and will be determined by the Prime Rate on June 30th of each year as published in The Wall Street Journal “Money Rates” table to which we add a margin.

**Valid purchases does not include cash advances, convenience checks, or returns.

***15,000 reward points for spending at least $750 on valid purchases within first 90 days is subject to change without notice.