| Type | APR (as low as) |
|---|---|
| New Auto - Fixed | 6.49% |
| Used Auto - Fixed | 6.49% |
| Driving Sense - New | 6.49% |
| Driving Sense - Used | 6.49% |
| New RVs, Motor Homes, Antique Vehicles, Travel Trailers, & Motorcycles | 8.90% |
| Title Secured | 8.05% |
APR = Annual Percentage Rate. Rates are subject to change, are based on an individual’s credit history, & includes a .25% discount for repayment via Payroll Deduction or Automatic Transfer from a Benchmark Account.
| Card Type | APR (as low as) |
|---|---|
| Visa Signature Rewards (Variable Rate) | 12.40% - 18.00% APR |
| Visa Platinum (Fixed Rate) | 8.90% - 16.90% APR |
| Visa Platinum CashBack (Fixed Rate) | 10.90% - 17.90% APR |
APR = Annual Percentage Rate. Rates are subject to change & based on an individual’s credit history.
| Type | APR (as low as) |
|---|---|
| Unsecured | 10.50% |
| Unsecured Line of Credit | 9.75% |
| Share Secured | 5.75% |
| Certificate Secured (excludes IRAs) | 5.75% |
APR = Annual Percentage Rate. Rates are subject to change, are based on an individual’s credit history, & includes a .25% discount for repayment via Payroll Deduction or Automatic Transfer from a Benchmark Account.
| Term | APR (as low as) |
|---|---|
| Variable | 3.99% Intro Rate for 6 months |
APR = Annual Percentage Rate. 3.99% APR Introductory Rate is valid for 6 months then rate will convert to the rate member qualified for at time of application. Rates are subject to change & based on an individual’s credit history.
| Term | APR (as low as) |
|---|---|
| Up to 36 Months | 7.74% |
| Up to 60 Months | 7.99% |
| Up to 120 Months | 8.74% |
| Up to 180 Months | 9.24% |
APR = Annual Percentage Rate. Rates are subject to change & based on an individual’s credit history.
| Term | APR (as low as) |
|---|---|
| Up to 36 Months | 7.49% |
| Up to 60 Months | 7.74% |
| Up to 120 Months | 8.49% |
| Up to 180 Months | 8.99% |
APR = Annual Percentage Rate. Rates are subject to change & based on an individual’s credit history.
| Term | Rate | APR |
|---|---|---|
| Fixed - 15 Year | 6.000% | 6.152% |
| Fixed - 20 Year | 6.250% | 6.372% |
| Fixed - 30 Year | 6.625% | 6.719% |
+ The APR is based on a $350,000 purchase price, $280,000 loan amount.
| Balance | APR | APY |
|---|---|---|
| $25,000 - $49,999.99 | 0.05% | 0.05% |
| $50,000+ | 0.10% | 0.10% |
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates/Yields are subject to change.
| Balance | APR | APY |
|---|---|---|
| $0 - $10,000 | 0.25% | 0.25% |
| $10,000+ | 0.10% | 0.25% to 0.12% |
| All balances if qualifications not met | 0.05% | 0.05% |
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates/Yields effective as of 7/1/2022 & are subject to change.
Qualifications:
Qualifying for your Ultimate Checking rewards automatically qualifies you for the highest Ultimate Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Ultimate Checking during each Monthly Qualification Cycle:
- At least 12 Signature or PIN-based Debit Card purchases
- Be enrolled in and agree to receive eStatements
It’s no problem if you miss a qualification cycle. Both accounts are still FREE, and your Ultimate Saver will earn our base dividend rate. Then you can get back to earning rewards the very next month you qualify.
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